Understand the max 401k contribution 2026 over 50 with FederalPensionAdvisors. In 2026, individuals aged 50 and above can expect to defer up to $24,500, plus an $8,000 catch-up contribution—totaling $32,500. FederalPensionAdvisors helps you navigate these changes and optimize your retirement strategy with tailored insights and planning tools. https://www.federalpensionadvisors.com/post/401k-contribution-limits-2026